Group Term Life Insurance

For active and retired emergency service volunteers, and members of benevolent associations.

Coverage Includes:

• Around-The-Clock Coverage. 
• This is a 24-hour, on and off-duty coverage
• Guaranteed Issue Life Insurance For Any Age    
• No medical questions asked to qualify.
• Disability Waiver of Premium through Age 59
• Life insurance continues without further cost during total disability
• Accelerated Life Benefit
• Benefits payable while living if member is diagnosed terminally ill
• Accidental Death and Dismemberment
• This benefit is automatically included and is payable in addition to the Basic Life Benefit
• Additional Accidental Death line of Duty Benefit Available

Important Features:

• Coverage Never Terminates as long as premium is paid, the policy remains in force and the insured remains an eligible member. 
• Coverage reduces by 50% at age 70.
• Coverage Amounts available from $10,000 to $50,000 per member.
• Conversion Privilege allows members who are no longer eligible to convert their coverage to an individual life policy - guaranteed issue!
• Competitive Rates
• Flexible Benefit Options
• Flexible Billing Plans
• Simplified Administration 

*Certain benefits may not yet be available in all states.

For more information please contact:

Jay Howell

Code 3 Insurance Services

Post Office Box 296

102 S. Railroad Street

Pikeville, NC 27863

Telephone (919) 242-6411

Toll Free  (800) 443-1186

Fax (919) 242-6910